EX$EL works with colleges and universities to enhance students’ financial education during college and beyond and guide student loan borrowers in successfully managing and repaying their loans. These services are offered free of charge to students and student loan borrowers.

EX$EL is managed by College Foundation, Inc. (“CFI”) on behalf of participating schools and is made available through the joint efforts of Decision Partners, CFI and the North Carolina State Education Assistance Authority (“NCSEAA”). CFI and NCSEAA have worked together for more than 50 years to assist students with paying for college. With this long and solid history and year-after-year cohort default rates of approximately one-third of the national rate, CFI and NCSEAA, with the addition of Decision Partners, a premiere provider of online financial education, are ready to serve your school and students.

Our history

School Servicing Center is a collaboration between College Foundation, Inc. (CFI) in Raleigh, North Carolina, Financial Aid Services, Inc. (FAS) in Atlanta, Georgia, Decision Partners in Massachusetts, and North Carolina State Education Assistance Authority (NCSEAA) in RTP, North Carolina.

CFI has more than 50 years of experience in administering financial programs for higher education, working with students attending North Carolina colleges and universities, families and institutions, and building technical expertise. In addition to School Services, CFI makes a College Funds Installment Payment Plan available to colleges upon request, administers State grants and North Carolina's National College Savings Program (the NC 529 Plan) on behalf of the North Carolina State Education Assistance Authority, and helps provide the college access information service, College Foundation of North Carolina (CFNC).

During its over 20-year history, FAS, with a staff that averages 19 years of professional financial aid experience, has worked with over 500 clients across the nation and processed more than 1,000,000 student aid files. FAS offers a broad spectrum of services to colleges and universities including Consulting, Interim Staffing, Assessments and Analysis, Remote Processing Support and Compliance Services.

Decision Partners. Since 2003, Decision Partners has pioneered the field of online financial literacy education. They created the nation's first online financial literacy course and continue to develop innovative strategies for teaching critical financial skills. Today, hundreds of educational, nonprofit, and related organizations use their services to transform everyday services into teachable moments for financial education.

North Carolina State Education Assistance Authority. Established in 1965, NCSEAA is the State agency that promotes access to higher education by administering financial aid and savings programs, informing students and families about paying for college, teaching educators about financial aid administration, and advocating for resources to support students.